professional liability insurance quotes, malpractice, errors and omissions

Errors & Omissions (E & O) Professional Liability insurance is purchased by companies to protect against the costly litigation that could arise from claims alleging negligence or inadequacy in the performance of their professional services. Any individual, partnership or corporation providing professional services can be exposed to liability as a result of any negligence in providing these services. E&O coverage also protects the mistakes of employees and Independent Contractors the firm may hire.

This coverage is not provided in Commercial General Liability (CGL) which primarily responds to property damage and bodily injury claims.

There are hundreds of forms of E&O based on the type of industry or service you provide. Some policies are written based on specified professions such as:

• Accountants

• Architects & Engineers

• Associations

• Bankers

• Doctors

• Insurance Agents and Brokers

• Lawyers

There are a host of other businesses outside of traditional Errors & Omissions exposures that provide professional services to others. These would be considered Miscellaneous Professional Liability and there may be broader forms available for certain industry groups. Some examples are:

• Media: Broadcasters, Advertisers, Music/Entertainment, TV/Film producers

• Management Consultants

• E-Commerce

• Technology/Software providers or developers

• Advertising and Publishing Errors and Omissions

• Property Managers

Technology Errors and Omissions Coverage is Errors and Omissions Coverage specifically designed for technology based companies.

 

Directors and Officers

Coverage for the fiduciary duties of directors and officers while acting in their capacity as a director or officer. This is not covered by any other policy.

Some of the carriers that provide this type of coverage...