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Business insurance
rates. Compare rates for business
insurance like
workers
compensation,
general liability,
commercial auto,
property,
professional
liability,
Group Health and
many others.
Business insurance
is a broad term and
covers many
different policy
types. Please
read below to help
determine what kind
of business
insurance quotes you
may need or just
click to the right
if you already know.
Compare
Business Insurance
Rates
in 3
Easy Steps!
Please see the
following brief
descriptions of
different business
policy types.
This will assist you
in determining what
type of business
insurance quotes you
may need.
Business Auto /
Commercial Auto
Commercial Auto or
Business Auto are
commercial
policies written to
cover vehicles used
during the course of
business. Most
of the time the
vehicles are owned
by the company
purchasing the
commercial auto
insurance policy.
They can be rented
though. More
about
commercial auto or get
a
commercial auto
quote.
Workers Compensation Summary
Workers compensation
insurance is
designed to cover
employees for
accidents or
illnesses that
occurs while on the
job. Many
states make it
mandatory to have
workers compensation
insurance coverage
if you have even
just one employee
(be sure to check
your specific state
as the requirements
vary greatly from
state to state).
Coverage's provided
to a worker vary
depending on the
incident and range
from simple doctor
bills to total
rehabilitation and
death benefits.
More about
workers compensation or get
a
workers comp quote
General Liability / Business
Liability /
Commercial Liability
Commercial Business
Liability Coverage
applies to:
-
Premises liability
arising out of the
ownership, maintenance
or use of the premises;
-
Products liability for
goods and products
manufactured, sold or
distributed;
-
Completed operations
liability for services
provided or work done
for others;
-
Personal injury
liability and
advertising injury
liability of the
insured; and
-
Medical payments
coverage.
More about
general liability
or get
a
general liability quote
Business Property
Business Property policies
can provide coverage
for buildings,
contents and Tenant
Improvements &
Betterments.
If you lease / rent,
you would most
likely want Business
Personal Property
Coverage to insure
your equipment,
desks, pc's etc.
You can get the
coverage on a RC
(replacement cost,
what it costs to
replace it, not what
it is actually worth
at the time of the
loss) or on ACV
(Actual Cash Value,
the value the
insured item is
worth at the time of
loss
regardless of what
it would cost to
replace it).
More about
business property or get
a
business property
quote.
Professional E& O Liability Coverage (Miscellaneous Professional Liability)
Errors & Omissions (E & O) Professional Liability is purchased by companies to protect against the costly litigation that could arise from claims alleging negligence or inadequacy in the performance of their professional services. Any individual, partnership or corporation providing professional services can be exposed to liability as a result of any negligence in providing these services. E&O coverage also protects the mistakes of employees and Independent Contractors the firm may hire.
This coverage is not provided in Commercial General Liability (CGL) which primarily responds to property damage and bodily injury claims.
There are hundreds of forms of E&O insurance based on the type of industry or service you provide. Some policies are written based on specified professions. More about professional liability or get
a professional liability quote.
Group Heath Benefits
Group
and individual
health
quotes will vary
depending on the
coverage
desired, your
location, your
current health
and numerous
other factors. Guidelines vary
by state and
company that
writes the health
insurance
policy.
Whether you are
applying for
individual
coverage or
group will have
an affect as
well.
Companies offer
HMO's, PPO's,
and custom
health plans
designed for
specific group
needs depending
on state and
company
requirements.
Most
companies offer
a wide variety
of deductibles
and co-payments
that allow the
consumer to
tailor
benefits with
premium cost.
More about
health insurance or get
a
health insurance
quote
PLEASE NOTE;
the previous information
is provided for general
informational purposes
only and is not intended
to be construed as
advice, recommendations,
suggestions or
consulting in anyway
shape or form.
Insurance laws, policy
coverage's and insurance
company guidelines can
vary greatly from state
to state. Be sure
to consult with a local
agent or broker licensed
in your specific state. |
